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Hours of operation: M-F 9-5

 

Auto - Home Owners - Life

Business - Health

4100 Duval Rd. Ste 104-4, Austin, Texas 78759

(512) 334-9499
Click for Free Auto or Home Quote

B.E.Cisneros Insurance Agency
Independent Agent Bobby E. Cisneros

An Austin Insurance Agency
 

Service Areas

Austin

Cedar Park

Leander

Round Rock

West Lake Hills

Lakeway

Steiner Ranch

Austin Area Homeowners Insurance Information

Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.

What is Austin Area Homeowners insurance?

Austin Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Austin Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

Why do you need Austin Area Homeowners Insurance?

It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.

It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your agent to talk about what is covered and be sure to read your policy so you know exactly what's included and what is not.

Things to consider and questions to ask your agent

Here are few things to discuss with your agent that will influence your decisions.